Providers operating in Massachusetts
None of the six major providers lists Massachusetts as a service area as of September 23, 2026.
Laws, rules, and reports
We found no HEI-specific law, regulation, or state report in Massachusetts as of September 23, 2026. General state lending and consumer protection laws still apply.
Enforcement and court cases
Massachusetts attorney general sues Hometap
Filed in Suffolk County Superior Court against Hometap Equity Partners, LLC and HomeTap Management Holdings, LLC.
- The attorney general alleges Hometap charged unlawfully high interest, made mortgage loans without adequate financial assessment or underwriting, offered illegal reverse mortgages that fail to comply with state consumer protection laws, and concealed the cost and nature of the product.
- The case is ongoing. News reports say the court has allowed it to proceed.
The case's current status is as reported by HousingWire.
Sources: Massachusetts Attorney General press release ยท HousingWire: Massachusetts lawsuit against Hometap proceeds secondary
Bills
We found no pending HEI bill in Massachusetts as of September 23, 2026.
Before you sign in Massachusetts
- Check the company's license at NMLS Consumer Access.
- Ask for the settlement amount at 0%, 4%, and 8% yearly appreciation, and for when you might settle.
- Convert each offer to an effective yearly cost on HEI Calculator and compare it with a HELOC or home equity loan (HEI vs HELOC).
Reference information, not legal advice. Facts last checked September 23, 2026. Know of something we're missing in Massachusetts? Tell us.
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